Ira Limits 2024 Married Spouse.  — spousal iras have the same annual contribution limits as any other ira:  — these charts show the income range in which your deduction may be disallowed if you or your spouse participates in a retirement plan at work:

 — the contribution limits are the same, whether an ira is for you or your spouse: The deduction may be limited if you or your spouse is covered by a retirement plan at work and your.